
E-commerce is a chance for export development
26 aprile 2016

In recent years, many new players have appeared in Russia, among them jd.com, Aliexpress, Alibaba. These sites allow you to buy not only at retail, but also small- and large-scale lots of goods. A national b2b-site globalrustrade.com was created , which allows companies from Russia to sell goods to 33 countries in Latin America, Southeast Asia and BRICS. This mechanism is already working, customers of the site have concluded a number of contracts with customers, in the process of signing contracts there are more than 120 companies. Globalrustrade has representatives in other countries, contracts have been concluded with reliable partners, an extensive advertising company has been opened. But there is one significant obstacle that hinders the progress of our goods - the lack of the ability to make transactions through the electronic payment system (EPS). In the world, e-commerce b2b is developing at lightning speed. Calculations for business are made by such systems as PayPal, WebMoney and Alipay. However, Russian business has no right to use these opportunities. Alipay payment system is similar to a bank, where all operations are carried out electronically. Mutual settlements occur by transferring funds to special accounts in Alipay. And, for example, on the Chinese site www.1688.com companies can be calculated among themselves literally "one-click", filling only certain fields. Russia should not stay away from this trend. It is necessary to create a EPS, licensed by the Bank of Russia, for settlements between the business both domestically and on export-import transactions. This is necessary to reduce the costs of business, make the process of export and import as fast and efficient as possible. Now the Russian legislation does not allow to realize this idea. In this regard, we can identify three main objectives. First. All estimates of the dynamics of e-commerce in the country are reduced to the analysis of the retail segment. About calculations between the business, even speech, there is no speech, as in 161-FZ "On the national payment system" it is clearly stated that electronic payments can only be between legal entities and individuals (b2c), as well as between citizens (c2c). The business asks for changes to this law and allows electronic settlements in the b2b segment. The second. According to the 115-FZ "On Counteracting the Legalization of Proceeds from Crime", funds can only be transferred from the buyer's bank account to the bank account of the seller, intermediaries (for example, as an electronic payment system). On 173-FZ "On currency regulation and currency control" only banks can transfer money between legal entities in a foreign economic transaction. At the same time, the bank sends the transaction passport to the Central Bank, and after the transaction is made - other confirmatory certificates. That is why the created EPS for settlements between businesses can take on the function of currency control. Third. Electronic identification and communication between regulators, customs and payment system are necessary. If the latter is organized in such a way that the business can easily use it, it will allow Russia to reach a new level, and enterprises can reduce costs. In my opinion, it is necessary at the governmental level to create a working group that will decide on the implementation of EPS for settlements between businesses. This is our chance not only to be on the crest of a wave of global trends, but also to make a big step forward in the expansion of Russian companies abroad. The payment system will closely link the markets of countries (for example, the BRICS block) and increase Russia's role in the world trade in non-primary commodities. www.vedomosti.ru
Больше информации можно найти на сайте: https://www.vedomosti.ru/economics/blogs/2016/04/25/638969-elektronnaya-kommertsiya-nesirevogo-eksporta